Prepare now. Pay when your home sells.
Make Your Home Market-Ready
Concierge, powered by Notable
Selling a home often requires repairs, updates, staging, moving, and other expenses before closing. Eligible BHGRE Palmetto clients can apply for financing to prepare their Charleston-area home for market without paying those costs upfront.
Invest in a stronger first impression
What Can Concierge Help Cover?
From essential repairs to presentation and moving costs, financing may help remove the upfront expense that prevents sellers from preparing a property for the market.
Painting
Refresh interior or exterior spaces before photography and showings.
Flooring
Repair, replace, or update worn flooring that affects presentation.
Repairs
Address eligible maintenance items or must-do work before selling.
Kitchen Updates
Complete strategic improvements to counters, cabinets, fixtures, or lighting.
Staging
Help buyers understand the home’s layout, scale, and potential.
Landscaping
Improve curb appeal and create a more welcoming arrival.
Cleaning and Storage
Prepare the property for photography, showings, and buyer visits.
Moving Expenses
Use eligible funds for certain moving or transition-related costs.
More than paint and staging
Surprising Home-Selling Expenses That May Be Eligible
Getting a home ready to sell can involve expected projects and unexpected problems. Depending on approval and program rules, Concierge may help eligible sellers address expenses that support the listing, showing, or closing process.
Temporary Housing
Short-term accommodations during concentrated showing periods or open-house weekends may help buyers tour the home with fewer interruptions.
Utilities for a Vacant Home
Keeping electricity, HVAC, lighting, and appliances operating can help protect a vacant property and keep it ready for showings.
Pest Control
Addressing pest concerns before listing or during the transaction may help prevent avoidable buyer concerns and delays.
Pet Boarding
Temporary pet care during photography, showings, or open houses may create a calmer experience for pets, sellers, and buyers.
Pre-Listing Inspection
An inspection before marketing may help identify repairs early, reduce surprises, and support more informed pricing and preparation.
Unexpected Property Issues
Eligible urgent expenses, such as water cleanup or other issues that could interrupt a sale, may be considered under current program rules.
Tenant-Related Expenses
In some situations, approved tenant relocation or buyout costs may help an owner prepare, improve, and market a rental property.
Deep Cleaning and Storage
Cleaning, decluttering, moving belongings, and storing personal items can help the home photograph and show more effectively.
A simple seller process
How Concierge Works
Connect With Our Agent
Discuss your property, selling goals, preparation needs, and whether Concierge may be worth exploring for your situation.
Prepare the Home
If approved, use eligible funds for the services and improvements that support your home-selling plan.
Repay at the Applicable Event
Loan funds, interest, and fees are generally due when the home sells, at 12 months, or upon another acceleration event stated in the loan agreement.
Compare ways to prepare
How Could You Fund Improvements Before Selling?
There is no single right answer for every homeowner. The best choice depends on your available cash, credit, equity, timeline, upcoming purchase, and comfort with repayment.
Avoids new debt and interest, but may reduce the cash available for moving, emergencies, or a down payment on the next home.
May work for smaller projects, but monthly payments, available limits, and potentially higher interest rates should be considered.
May offer access to home equity, but often involves a secured lien, application requirements, and monthly payments while selling.
May preserve savings and avoid monthly payments before the applicable repayment event, subject to approval and program terms.
Local strategy with flexible financing
Prepare Your Charleston-Area Home With Confidence
A BHGRE Palmetto agent can help identify which improvements may matter most for your property, market, pricing strategy, and likely buyer.
Common seller questions
Concierge FAQ
Is Concierge a loan?
Yes. It is a financing product subject to credit approval, lender underwriting, interest, fees, and the terms of the loan agreement.
Do I have to make monthly payments before closing?
Notable states that no monthly payments are required before the applicable repayment event. Loan funds, interest, and fees are generally due when the home sells, at 12 months, or upon another event specified in the agreement.
Can I choose my own contractors?
Notable states that eligible clients can work with contractors and service professionals of their choosing and may use multiple payment methods, subject to program rules and exclusions.
Will improvements guarantee a higher sales price?
No. Results vary, and neither a higher price nor faster sale is guaranteed. Your agent can help prioritize improvements based on the home’s condition, competing inventory, likely buyers, and local market.
What areas does BHGRE Palmetto serve?
Our agents help sellers in Charleston, Summerville, Mount Pleasant, North Charleston, Goose Creek, Moncks Corner, Daniel Island, Johns Island, West Ashley, and communities across South Carolina.
